Benefits Of Working With An Advisor
Health insurance plans that are offered by your employer and plans through the Marketplace (Affordable Care Act) are required to include benefits for all pre-existing conditions which leads to highly expensive premiums that the average individual and/or family aren't able to afford. But aren't Marketplace (ACA) plans supposed to be affordable?
Only if you qualify for a tax credit due to household size and income which is surprisingly difficult to do.
If you are someone who isn't offered insurance through your employer or you don't qualify for Marketplace, then looking at alternative options through the Private Market is the way to go!
Did you know that most plans only provide coverage in your state and sometimes limit you to your region? This is where your network plays its biggest role. Having a PPO network means you get to choose which doctors you see in or out of your state, you won't need a referral to see a specialist, and you receive additional discounts as long as you're in network!
Private Market
The Private Market offers plans for individuals, families, and businesses that can provide personalized plans based on your health. Approval style policies are available for those who are generally healthy and can provide excellent coverage for the "what ifs" as well as our yearly maintenance visits. When you qualify for an Approval style plan, you are being provided lower premiums and great benefits by simply not being a major health risk to the insurance company! For those diagnosed with pre-existing conditions needing more care, there are plans available for you to customize as well! Nicely, we're able to look at low to $0 Deductibles and nationwide PPO plans that provide amazing benefits!